Simple Unified Model

Keith A. Lewis

Jan 29, 2026

Abstract
Value, hedge, and manage the risk of any instruments

(Ross 1978) demonstrated how to replace the probabilistic theory of (Black and Scholes 1973) and (Merton 1973) with a much simpler geometric theory.

If there are no arbitrage opportunities in the capital markets, then there exists a (not generally unique) valuation operator.

Ross showed there is no need for Ito processes or partial differential equations and generalized from a bond, stock, and option to any collection of instruments.

Ross made the deleterious assumptions that continuous time trading is possible and conflated cash flows with jumps in stock price. Assuming only a finite number of trades are possible and introducing an explicit variable for cash flows leads to an even simpler theory.

Every arbitrage free model can be parameterized by a vector-valued martingale measure and a positive adapted measure.

Math

The vector space of bounded functions on the set S is B(S) = \{f\colon S\to\boldsymbol{R}\mid \|f\| = \sup_{s\in S} |f(s)| < \infty\}. The dual of B(S) can be identified with ba(S), the set of finitely additive measures on S. For bounded L\colon B(S)\to\boldsymbol{R} define \lambda(A) = L(1_A) for A\subseteq S where 1_A(s) = 1 if s\in A and 1_A(s) = 0 otherwise. Since \lambda(A\cup B) = L(1_{A\cup B}) = L(1_A + 1_B - 1_{A\cap b} = \lambda(A) + \lambda(B) - \lambda(A\cap B) and \lamba(\emptyset) = L(1_\emptyset) = L(0) = 0 we have \lambda is a finitely additive measure.

For f\in B(S) define M_f\colon B(S)\to B(S) by M_fg = fg to be the linear operator of multiplication by f. Its adjoint M_f^*\colon ba(S)\to ba(S) defines how to multiply a finitely additive measure by a bounded function.

An algebra of sets on a set S is a collection of subsets closed under union and complement. If the algebra is finite then its atoms form a partition. Conditional expectation can be defined by restriction of measure. Given a set \Omega, an algebra {\mathcal{A}} of sets on \Omega, and a probability measure P on {\mathcal{A}}. If Y = E[X\mid{\mathcal{A}}] is the conditional expectation of X, then Y(P|_{\mathcal{A}}) = (XP)|_{\mathcal{A}} where the vertical bar indicates restriction.

Simple Unified Model

Let I be the set of tradeable instruments and T\subset [0,\infty) be possible trading times.

References

Black, Fischer, and Myron Scholes. 1973. “The Pricing of Options and Corporate Liabilities.” Journal of Political Economy 81 (3): 637–54. http://www.jstor.org/stable/1831029.
Merton, Robert C. 1973. “Theory of Rational Option Pricing.” Bell Journal of Economics and Management Science 4 (1): 141–83. https://www.jstor.org/stable/3003143.
Ross, Stephen A. 1978. “A Simple Approach to the Valuation of Risky Streams.” The Journal of Business 51 (3): 453–75. https://www.jstor.org/stable/2352277.